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I like your portfolio. If you have the right fortitude, then it’s good for the long haul. I have about 20% in bonds right now. That’s my ammunition for when the market drops further. We don’t have as much income to invest now so I need more reserves. I assume you still have good income so 10% bond is plenty. I also like 50x expense. That’s a lot of padding, but I’m sure you’ll sleep better. Good luck on your journey.Start receiving paid survey opportunities in your area of expertise to your email inbox by joining the Curizon community of Physicians and Healthcare Professionals. About history / philosophy / services. Portfolio photo / design / web / video. Clients clients / partners / friends. Feedback clients / partners / friends. Contacts phone / email / social

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Keep in mind that purchases (including dividend reinvestment) in the IRA can create a wash sale if they occur within 31 days of a sale at a loss in the taxable account. That’s why I recommend holding different asset classes in the two locations.Quitting is not my style. My plan is to hold about 5 years worth of expenses in bonds. Assuming I still have my site, I can also count on an income stream from it, which is a nice bonus I didn’t necessarily anticipate when I first wrote this post.There seem to be two schools of thought as to how to invest an oversized nest egg. Some would say, “You’ve won the game. Why keep playing?” Put that money in a very safe portfolio and you’ll never run out. You could go with a conservative portfolio of 80% bonds / fixed income and coast.Good allocation! Bond yields are so low now. In the accumulation phase one should take lots of equity risk and use market corrections to scoop up more equities on the cheap. And in this day and age with low bond yields, it’s probably even wise for retirees to be (almost) all equities. I don’t see how you get close to 4% real return with a sizable bond allocation.

Comprehensive and powerful production, development and processing ability for connecting wires and connectors. As a noun production is the act of producing, making or creating something. As a verb producing is. . Other Comparisons: What's the difference A Stamp was also issued by Pakistan Post on the occasion of golden jubilee of POF (Dt. 28 December 2001) to honour the country's largest defence manufacturing unit's services.[7] Don't subscribeAllReplies to my comments Notify me of followup comments via e-mail. You can also subscribe without commenting.You might wonder how I have such a large percentage in the Roth IRA. Back in 2010, I converted pretty much all my retirement savings, which was in a SEP-IRA, to a Roth IRA.

Welcome to POF SEARCH - POF Search Singles. Plentyoffish is now considered to be one of the largest online dating websites that can be discovered on the internet. One of the best features that.. Taxable Account -Vanguard Total Stock Market index fund -Vanguard Total International stock market index Fund Wendover Productions started about 2-3 years ago just as a hobby. Very quickly it turned into something much more. Nowadays we release a video every two weeks as well as a video every week..

The POF can be applied in several different optical communication systems as automotive multi-media busses or in-house Ethernet systems. The requirements of bandwidth are increasing very fast in these.. I started to try to figure this out, but got lost pretty quickly. I want to optimize for TLH without wash sale problems, move highest expected returning equities into ROTHs and anything else that I haven’t thought of. Ghost Production. Producing an original track or a remix track from scratch and also giving you the best quality output can help you to win DJ contests and Sign a Record label

Production process is a complex of phenomena and activities that involve materials and goods gradually undergoing changes. They cause successive development of features of products, directed by its intended use I want to take the money out of the Fidelity freedom funds and use the low cost Vanguard funds in the 401k and 457

Looking for pof factory direct sale? You can buy factory price pof from a great list of reliable China pof manufacturers, suppliers, traders or plants verified by a third-party inspector Statement General-purpose functional programming utilities. Contribute to christianhg/pof development by creating an account on GitHub

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On 21 August 2008, POF's industrial complex was the target of twin suicide bombings by the Tehrik-i-Taliban; 68 people were killed and 81 injured in the attack.[17] Onset Productions offers ticket opportunities for the following upcoming shows: Nikki Glaser is Obsessed, Patriot Act, Desus & Mero, The People's Court, Build Series, I Can See Your Voice.. During their colonial rule, the British built sixteen ordnance factories in the British Raj, most of which were inherited by India. Pakistan's first Prime Minister, Liaquat Ali Khan, issued a directive within four months of the independence of Pakistan to establish an ordnance factory in collaboration with British Royal Ordnance Factory to manufacture 0.303 calibre rifles. In December 1951 Pakistan's second Prime Minister, Khawaja Nazimuddin, inaugurated the first four POF workshops in the small town of Wah Cantonment.[6] The DAF money, which would represent about another 8% of our portfolio, is no longer mine and will eventually be granted to charities of our choice. I don’t include that in our net worth or the retirement portfolio, but it will certainly serve a purpose in our retirement.

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  1. I guess you’re not a subscriber to muni bonds in taxable over bonds in tax-deferred. I guess when you only hold <10% in bonds, no big difference.
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  3. And yes, I would avoid holding the same fund in taxable that you have in tax-deferred accounts. It makes tax loss harvesting much easier.
  4. Below you will see my asset allocation with the money I’ve got earmarked for retirement. Several items are not listed, including our Donor Advised Funds and 529 Plans. I do include our 529 Plans in our net worth (it’s about 5%), but do not include it in our retirement portfolio, as it’s earmarked for a different purpose.
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Great read! Would a better place for a REIT be in a 401K or SEP IRA (tax deferred) since a REIT is very tax inefficient ? Is it a good to not have the SAME Total US stock fund (ie VTSAX) different accounts? It’s a better idea to have different ones, such as VTSAX in a taxable and SWTXS in a 401k?PoF, I love reading your updates on your portfolio. Do you use an excel spreadsheet to keep track of things? I sat down yesterday and used google docs (maybe I should do sheets instead) but it took me hours of tinkering and calculating percentages. I’m guessing you’ve got it streamlined. I’m 40 and hoping to retire in my early 50s and my portfolio is so out of whack. Reading how you rebalance is motivating, but I’m still learning and don’t use an advisor so I’m very slow to make changes. Still writing my personal investor statement but my thought is I should be ~70% stock, 20% bond, 5% REIT, 5% cash. Currently I’m 51% stock, 28% bond, 5% REIT, 1.4% gold (where does that fit?), and 14.6% cash (lots of that cash is IN my 401k in a money market…don’t ask me why because I have no idea). Trying to figure out if 5% cash is enough (mainly need to have cash for quarterly taxes and my incessant need to do costly home projects…my major fault). Any tips from you would be much appreciated!Compound interest is akin to the feeling you get when you step off the treadmill after a good run. Your legs continue to propel you across the gym without conscious effort. You can’t help but move forward. Here’s how our returns look in graphical form.We are facing partial closures of production units because of COVID-19 pandemic related situation. To check any delays in deliveries, please contact the concerned sales manager or email on exports@pof.gov.pk.

Our portfolio returned just over 24% in 2019. I’ll gladly take that any year. The Rule of 72 tells me that my investments would double in just three years with steady returns of 24% (not that I have any expectation of that happening). POF is designed to help singles find happy relationships! We have the most FREE features to meet singles and include unique icebreakers to start engaging conversations Get to know more about why Hogarth Worldwide is the World Leader in Creative Production, a company founded on the belief that there is always a better way of doing things

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  1. I would really appreciate any feedback . I am open to suggestions if you think there is a better way to locate these funds or if there any suggestions to improve the portfolio.
  2. Advantages of holding EM in taxable would be the ability to Tax Loss Harvest a volatile asset class and the foreign tax credit (which is wasted in Roth).
  3. Producer Loops is the world's largest marketplace for music production sample packs. Whether you're making high quality electronic or acoustic music for personal release, producing professionally..
  4. With the remaining funds, I can be as aggressive as I wanna be. I’m not saying that I’m putting half my portfolio into Malaysian microcaps. I just don’t have a good enough reason to play it safe with this half of the portfolio. It’s a cushion that I would love to see grow, but if it dropped in half it wouldn’t phase me or affect my long-term plans whatsoever. It’s also money that I may not touch for a very long time, if ever, and if the market does tank, I’ll have time to allow it to recover while spending from the bond portion.

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Production Club is a multidisciplinary creative studio specialized in designing and producing immersive experiences for the music, tech, and gaming industries Copyright© Panteao Productions LLC, All Rights Reserved Researching for this post, I played around with the questionnaire a little bit and couldn’t actually come up with a 90 /10 stock bond recommendation. I’m not sure that outcome is even in the algorithm. I usually got 100% stock or 80 / 20 or 70 / 30 depending on when I said I would start taking the money from my investments.POF uses technology and equipment that has been acquired from the United States, the United Kingdom, France, Germany and China. The factories in POF employ some of the latest state of the art processes, including computerised numerical controlled machines and flexible Manufacturing systems for the production of precision components.

No-name productions. Print. Motion I’ve touched on the importance of investing early and often, but I haven’t given you a clue as to how I invest. It wasn’t until sometime last year that I wrote myself an Investor Policy Statement and came up with an asset allocation that felt appropriate. I made a few transactions to apply the allocation across my various accounts. This is the allocation I’ve decided upon:

Specialist in Real-Time Technologies, Virtual Production, In-Camera VFX, Screens Producing, and Show Production Here at Fred Rogers Productions, children come first, now and always. We connect with them through shows that are fun, relatable, and put their social and emotional learning front and center Peau Productions specializes in converting televisions into touch-screens and modifying small cameras like the GoPro Hero to customer requirements Royalty free music loops, synth patches, and production music. Made for all DAWs, Soundtrack Loops work in Logic, Pro Tools, iOS, Garageband, NI, FL Studio and more

Production definition: Production is the process of manufacturing or growing something in large quantities . | Meaning, pronunciation, translations and examples I like you’re overall REIT exposure, but with all those Vanguard value funds (which are packed with REITs up to 15%), you're overall REIT exposure is higher than the target 10%, but I like that as well.

  1. istry of defense production, producing conventional arms and ammo to international standards. Presently POF comprises of 14 ordnance factories and three commercial subsidiaries. Several country's have produced the MP5 Family of weapons under license from HK including Pakistan Ordnance Factories
  2. This Slang page is designed to explain what the meaning of POF is
  3. I’ve gone with a high EM allocation (10% overall) for the higher potential return. I’m not exactly risk averse. I have no idea if Chinese / Taiwanese stocks are weighted too heavily, but they have taken a beating lately. I’m a little over my target allocation because I tax loss harvested from Vanguard Developed Markets (0 EM) to FTSE All-World Ex-US, which has 14% EM.
  4. Typo forgiven. Thanks for the tip on the Value funds. I’ve read somewhere that TSM has about 4% REIT, but I hadn’t looked into the Value funds, which apparently have considerably more.
  5. It’s interesting reading the various portfolios of bloggers! I’m shooting for something simpler…25% us stocks, 25% Reit, 25% corporate bonds, 25% gold

PoF, could you explain why you keep the emerging market fund in your Roth account? Do you expect high returns, thus don’t want the future tax bill?I am thinking of liquidating my accounts and reallocating. I think we have too much complexity and I am not sure how to go about it. If you were starting from scratch with the following amounts of cash, how would you proceed to optimize for TLH and putting higher expected returning asset classes in ROTH, Bonds out of taxable, etc…? Below are our percentages if we liquidated today.When I set up the portfolio years ago, I believe I read that emerging markets can be tax-inefficient for the reasons that jj pointed out.

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  1. RT @Telerama Hellfest, Printemps de Bourges, Gérard Drouot Productions Face aux festivals et concerts annulés, les assureurs n'assurent pas telerama.fr/musique
  2. I like how you avoid having any total stock market or total international outside of the taxable portion to allow for tax loss harvesting. Thanks for the tip!
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  4. REIT funds are considered part of the stock portion, but provide some additional diversity. High volatility has been rewarded with solid returns, particularly if you look back more than 10 years. That says nothing about the future, but real estate will always be required by businesses and people.
  5. EDM Ghost Production Platform. Online Shop.Top Producer. Best Produced tracks. Hire, Buy or Sell songs. Producing Music. Prices from 199$ ☎ +48795264543
  6. Pakistan Ordnance Factories (POF) is Pakistan's premier arms and ammunition manufacturing facility, which not only serve the defence requirements of the country's Armed Forces, but also caters to the needs of domestic & export market as well.
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  1. I’m not interested in working until I’ve amassed an 8-figure portfolio, but I’d be lying if I told you I don’t like the idea of maybe having one someday. If it happens, I’d prefer to let the portfolio do the heavy lifting for me.
  2. reklama@grandeeproduction.com. +7 (925) 355-19-88. Copyrights 2019 © Grandee Production
  3. Not only is it in the interest of public health, but clean water also facilitates the production process and maintains consistency in flavor, color, and body. Microbiological and other testing occur regularly
  4. The POF has been supporting the pipeline industry to share & build good practices to improve the quality of pipeline integrity management for several years. The POF specifications for..
  5. The 401(k) also has small-caps and mid-caps. Since I tax loss harvest in the taxable account, I avoid keeping identical funds here or anywhere else in the portfolio. Automatic investment and reinvestment of dividends could trigger a wash sale.
  6. Additional layer of complexity is added by the fact that my 401k/457 has vanguard s & p 500 index fund, vanguard extended market index fund and vanguard total bond market index fund but does not have any of the other vanguard funds mentioned above. However I can use any fidelity funds through brokerage link for no additional fees. Unfortunately for using vanguard funds through the brokerage link I will have to pay additional transaction fees which I would like to avoid
  7. The Pakistan Ordnance Factories (POF) is a major firearms, defence contractor, and military corporation headquartered in Wah Cantt, Punjab, Pakistan

The PoF Portfolio - Physician on FIR

Founded in 1951 by the government of Pakistan with early collaboration from the British Royal Ordnance Factory, the POF engineers, develops, produces, manufactures, and promotes a wide range of different types of infantry and special-purpose weapons, explosives, ammunition, mortars, rockets, and the military gear for Pakistan's military.[3] Its corporate leadership comes from a deputation by GHQ where the chief of army staff (COAS) approves the appointment, but POF is under the Ministry of Defense, so the COAS is not in the direct chain of command.[4] The POF is the earliest and one of the largest military corporations in Pakistan, and later influenced many other military corporations in the Pakistan Armed Forces.[5] Technological advancements in food production has led to higher food quality standards and greater food variety. Food production. Where do we go from here POF specializes in the manufacturing of commercial explosives, hunting ammunition and possesses extensive facilities for the manufacture of brass, copper and aluminum ingots. A state of the art garments factory, manufactures military uniforms and can also cater for the needs of the civil sector.[13]

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View POF application forms, notifications, announcements and jobs details online. It is the largest defence industrial complex under the Ministry of Defence Production I have international stocks for diversification. I overweight emerging markets for the same reason I tilt to small value.  Experts with much more experience than me recommend anywhere from 0% to 50% or more of your stock portion be international.  I’ve gone with a nice round number in the middle. Oil futures ended higher on Thursday, with recently announced production cuts, as well as expectations for a rise in demand as some U.S. states eme..

I read a couple books, spent some time exploring Bogleheads and WCI, and determined my risk tolerance. Vanguard has a simple risk tolerance questionnaire that takes a couple minutes to complete.I’ve been interested in looking into real estate crowdfunding as well but haven’t had the time. Would be interested in your thoughts if you do, particularly if it is a suitable candidate for a 1031 exchange with an existing investment rental condo.

If you would like to make comments on the specification documents please use the Specification Comments Form. Global oil supply data for January will make for frustrating reading in Saudi Arabia, with the next meeting of the OPEC+ production alliance just weeks away. The world's biggest crude exporter.. In hindsight, it was probably not the smartest move, but the prevailing thought at the time was that the window to make a conversion would only be open to high earners for one year. The window never closed, and I paid 6 figures in extra income tax by making the conversion when I did. Live and learn. Fellow Productions is an independent moving image agency based in London. We exist to do what we love Créacom productions : agence de communication vidéo et producteur de film corporate. Réalisation de films d'entreprise. Amiens, Paris, Lille, France

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Stock funds performed very well, but bond funds didn’t have a bad year, either. It was a low performer relative to the rest of the portfolio, but I’m quite happy with a 7.5% return on my bonds.I’m willing to take the slight risk that my accounts could lose value and never recover in order to reap the benefits of the much more likely outcome of continued growth that outpaces both bond returns and inflation. View production, box office, & company info. Linda Cardellini Gets Quizzed by Her Dead to Me View production, box office, & company info. Jurnee Smollett on the Powerful Women of 'Birds of.. IndiaMART.com is India's largest online marketplace that assists manufacturers, suppliers & exporters to trade with each other at a common, reliable & transparent platform. Largest free online business..

Enabling production mode also sets the NODE_ENV=production environment variable. Large libraries like React have development-only debugging features which are disabled by setting this.. POF (PlentyOfFish) is the most popular free dating site in existence with millions of women looking to meet a guy just like you. But sorting through all those profiles to find someone you're actually.. If you like these fancy charts, Personal Capital’s free software will give you these and a whole lot more.

The Dairy Gateway is a single access point for a wide range of information related to dairy production and products RT is the first Russian 24/7 English-language news channel which brings the Russian view on global news We use Passive OS Fingerprint (pof, p0f) technology to learn your tcp connection fingerprint as if other site in Internet can find it out. Your browser language as well as Flash language settings are also.. My goal was to have > 36 years of anticipated expenses saved up before fully retiring; this is considerably more than the 25 years worth often cited as required to be FI (financially independent) and RE (retire early) and allows for a withdrawal rate of less than 3%. I like to call this financial freedom, which a level up from financial independence. will reach the global apparel production in 2030 if the population and economy rise as expected. Given how cheap production is, especially in Asia, a lot of apparel brands prefer to overestimate..

Thanks, Joe! Love your blog, by the way. I’m still in the accumulation phase, able to claim FI, but not at all ready to retire. So, yeah… a low bond allocation and target for excess funds make sense for me right now. I could probably make the 25x I’ve got now work for the long haul, but I’ll gladly work another 5 or 6 years for a good chance of doubling it. I’m pretty happy with life as it is, although I feel strongly that I will enjoy freedom when I do pull the trigger someday and call it a career. The PoF portfolio is a variation of a classic Bogleheads four fund portfolio with tilts towards small cap, value, and emerging stock index funds If I lived in a state that had a state specific Vanguard muni fund, I might have some in taxable. I’m not opposed to the idea of munis in taxable, and I’ve read WCI’s argument for bonds in taxable, but I’m not sure the math would work out in a higher interest rate environment. I can buy Vanguard Total Bond at an institutional expense ratio in my tax deferred, so there it goes.

EDM Ghost Production Platform. Hire a ghost producer, become a ghost producer. About Us. The Ghost Production is a ghost producing platform, connecting ghost producers, artists, DJs, singers.. POF products range includes small arms, Machine Guns and variety of other weapons and ammunition. POF effectively utilises its surplus capacity for exports and civil production

This should be changed to some random bytes in production. Otherwise, attackers could use the public 'dev' key to modify the session cookie, or anything else that uses the secret key I converted a few hundred thousand dollars from my SEP IRA in 2010 when the income limit on Roth was lifted for the first time, thinking it would be a temporarily open window in which to do so. Ghost Production platform is for buying / selling original tracks. Ideal for DJs and Ghost Producers. UAGP Ghost Production - This is a company that combines the best producers from around the.. POF has been awarded standards by the International Organisation for Standardisation. These include ISO 9001 for quality management, ISO 14001 for environmental management, and ISO 17025 for meeting the general requirements for Competence of Test and Calibration Laboratories. In 2005, P.O.F was also awarded with safety and health environment standard OHSAS 18001.

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2,345 reviews for POF, 3.0 stars: I've had POF for 4 years, if the length of time doesn't tell you something's wrong with the site then I don't know what will. After my last round of dealing with a player.. If it were that simple, I could, but mine is custom made to reflect the number of funds I have in each account, and the actual spreadsheets has dollar amounts which I’ve obviously left out. I can think about creating a template and posting it along with the calculators. When I find time, I will see what I can do. Check back! SM Production is owned by Turkish businessman Metehan Oguz & influencer Sengul Oguz to serve globally on event planning and event management in order to create outstanding experiences with a.. PV-Productions. Build Great Ball Contraptions from existing LEGO sets. Get the building instructions and start engineering today.

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Mass production, application of the principles of specialization, division of labor, and standardization of parts to the manufacture of goods. Such manufacturing processes attain high rates of output at low.. Universal Production Partners (UPP) je trikové studio založené v roce 1994 v Praze. We are UPP. #UPP VFX and post-production house. Worldwide. Our clients are our friends

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POF é o melhor Site de namoro para conversas! Mais conversas do que em qualquer outro aplicativo de namoro. 1 bilhão de mensagens por mês [In my best Ron Burgundy voice] “My portfolio looks good. I mean really good. Hey everyone! Come see how good my portfolio looks!”Fantastic site POF! Have you been able to make an excel template like jk suggested above? I would love to check it out. Thanks!

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Aluminium production chain - from bauxite mining to recycling aluminium products. The aluminium production process starts with the mining of bauxites, an aluminium rich mineral in in the form of.. The main downside is that most of the dividends in emerging market funds are ordinary, non-qualified. I have not broken down the math to make a final determination if the benefit of the foreign tax credit (and more likely TLH opportunities in a volatile asset class) make up for the increased taxation on those dividends. It would make for a good blog post at some point.

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JFJ Productions 成立於2007年3月27日,推動者為知名創作歌手/製作人JJ林俊傑。 身為虔誠的教 JFJ Productions 自2011年跨足電影原聲帶,持續深耕影視配樂領域,透過音樂的展現,引領觀眾們更.. I think of a 401(k) and SEP IRA as being equivalent in terms of asset location, so the REIT could go in either. Development, production and distribution of custom laser-based and optoelectronic components. More than 35 years of experience as manufacturer and distributor. More than 35,000 individual components..

Extra REIT amount which did not fit into ROTH IRA goes into 401K ( I can use fidelity brokerage link to access fidelity REIT index fund) A Ghost Producer can either co-produce, produce the track entirely, or assist other artists with sound engineering Read about famous Ghost Producer examples. Ghost Production Services Exclusive Ghost Production is a specially EDM Ghost Production Platform. Buy or sell your music. Join to us and make this World better

No. The White Coat Investor has identified 150 other asset allocations that are “better than yours“, although I think mine is definitely better than some of them. The only way to know, of course, is to look back at some future date and determine which portfolio performed the best. We could look in the rearview mirror and backtest a bunch of portfolios, but as we all know, past performance does not predict future results. Access 130+ million publications and connect with 15+ million researchers. Join for free and gain visibility by uploading your research

Pakistan Ordnance Factories' (POF) track to competitive growth (Part 3

-My ROTH IRA- 22.2% of portfolio (max backdoor) -Spouse ROTH IRA- 29.7% of portfolio (max backdoor) -My Solo 401k- 32.8% of portfolio (cannot max, but ~30 per year inflow) -Spouse old job 401k- 7.9% of portfolio (no new contributions, but does reinvest dividends whether I want it or not). Options fidelity funds (500 index, midcap index) -Spouse current job 401k- 3.3% but will grow rapidly. Will be maxed each year (56k) so will grow rapidly as percent of portfiolio. VTSAX and VSMAX are only Vanguard options. Mostly target date funds as options. -Spouse HSA- 1.5% (7k per year) -Taxable Brokerage- 2.6% -We plan to start getting aggressive here and growing this in coming years. -Two 529s for our kids which are currently not included in the percentages, but are in age balanced vanguard Utah funds.My AA is remarkably similar to yours, with some minor variation. Curious on how you settled on such a relatively large emerging market tilt on the international equity side of your portfolio. Good for you to stick with it over the last several years. Do you sometimes think that VEMAX is too heavily weighted towards China/Taiwan to be well diversified.


Lyca Productions is an Indian entertainment company, which was established by Subaskaran Allirajah in 2014 In 2017, the POF announced it will be opening a branch in the United Arab Emirates and targeting Middle Eastern markets where it will cater not only the needs of the host country, but throughout much of the Middle East where demands are high.[15][16]

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Not sure if these questions makes sense. I think I am still trying to figure all this out and deciding what is best to do.I keep bonds in the 401(k) and 457(b). A total bond fund is not particularly tax efficient, so tax-advantaged accounts are a good place for my bonds. After I retire, I anticipate rolling this over to a traditional IRA, and likely doing some Roth conversions. Whatever hasn’t been converted when I turn 72 will be subject to RMDs, so I also like bonds here for the likely lower long-term return.Roth Ira Allocation question First of all, Great website!! it is definitively helpful for our new financial/retirement plan! we just finished residency and maybe starting a little late in the game wit our savings and financial plan. I just funded my traditional Ira, (2018 contribution $5500) with vanguard federal money market fund. I did the conversion to ROTH IRA and I still have the money there. I would like to allocate it somewhere else but still not sure where. Is there a reason why you have your spousal ROTH IRA (100%) with REIT index ? and yours a mixture of different ones? is there a recommended way to allocate your ROTH IRA ? or is simply based on your risk level and how you want your allocation?12.5% Vanguard total Bond market index fund (available in 401k) or some other bond fund (I am open to suggestions) 12.5% in TIPS The point of the fake POF profile experiment. I created a fake female profile, with a HUMUNGOUS girl, with a photoshopped fake pig nose, and hairy chest. I gave her a repugnant personality..

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  • Kuopion ruoste esto kokemuksia.
  • Vuokrahevonen savonlinna.
  • Eristetty autotalli kylmänä.